Employees Provident Fund (EPF)

Who We Are

The Employees Provident Fund (EPF), established in 1951, is one of the oldest and largest retirement funds in the world. We have transformed significantly from our early days, driven by our Vision to help members achieve a better future.

In line with our Mission to safeguard members' savings and deliver excellent services, we have evolved from a primarily transaction-centric organisation to a professional fund management organisation with strong focus on retirement security.

We oversee a mandatory retirement savings scheme for all private and non-pensionable employees in the country. The EPF is based on a defined contribution model where both employees and employers contribute a fixed percentage of the employees' monthly salary into the employee's (member's) account. By law, we also ensure the 540,833 employers registered with the EPF, as at 31 December 2016, fulfil their responsibility of contributing towards their... Show More

Who We Are

The Employees Provident Fund (EPF), established in 1951, is one of the oldest and largest retirement funds in the world. We have transformed significantly from our early days, driven by our Vision to help members achieve a better future.

In line with our Mission to safeguard members' savings and deliver excellent services, we have evolved from a primarily transaction-centric organisation to a professional fund management organisation with strong focus on retirement security.

We oversee a mandatory retirement savings scheme for all private and non-pensionable employees in the country. The EPF is based on a defined contribution model where both employees and employers contribute a fixed percentage of the employees' monthly salary into the employee's (member's) account. By law, we also ensure the 540,833 employers registered with the EPF, as at 31 December 2016, fulfil their responsibility of contributing towards their employees' retirement savings. Our membership grows by the year and today stands at 14,806,595, of whom 6,882,983 are active members (those who have contributed at least once within the 12-month period).

Our mandate is not just to preserve but also grow members' assets. As at 31 December 2016, our total investment assets stood at RM731.11 billion. Guided by stringent investment policies, we invest our assets into a portfolio of safe and relatively high-yielding instruments. Our diverse asset classes comprise government bonds and securities balanced by investments in equities, money market instruments and real estate and infrastructure.

The EPF currently holds the title as HR Asia Best Companies to Work for in Asia, standing at No. 1 among Government Agencies in Graduan Brand Awards, Finalist for Government-Linked Companies (GLC) in Malaysia's 100 Leading Graduate Employers Awards and Malaysia's Top 30 Most Attractive Employers by Business / Commerce, Natural Sciences, Humanities and Arts Students in Universum's Employer Rankings.

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